Access and Use of Services
- Provide access to or give any part of the Services to any third party unless it is for purposes of giving an authorized representative access to enroll on your behalf.
- Modify, disrupt or interfere with the Services, supporting servers or networks either manually or through the use of scripts, viruses or worms.
- Reproduce, duplicate, copy, deconstruct, sell, trade or resell the Services.
- Attempt to access any other MTS or SunFire systems that are not part of these Services.
- Excessively overload the MTS or SunFire systems used to provide the Services.
You represent that you are responsible for any information you submit to this Site and understand that MTS may, but does not have an obligation to monitor, remove, protect, or correct your information.
MTS may freely use feedback you provide, including in future modifications of the Services, other products or services, advertising or marketing materials. You grant MTS a perpetual, worldwide, fully transferable, sub-licensable, non-revocable, fully paid-up, royalty free license to use the feedback you provide to MTS in any way.
Note that, depending on the benefits you select when using the Services, you may be protected by federal and other law applicable to personally identifiable information about you, such as health information protected by the Health Insurance Portability and Accountability Act (“HIPAA”).
Certain links on this Site will connect you to external websites owned and maintained by the following third parties:
Electronic Records and Electronic Delivery of Notices, Disclosures, Documents and Information
This Site provides information about health insurance products and allows you to start the enrollment process or enroll in the products of your choice.
You consent to conducting comparisons electronically via the Site. This means that you agree to submit information to MTS through this Site.
You received this document electronically in relation to a solicitation for insurance by MTS.
If you decide to conduct business with MTS electronically, you may consent to the electronic delivery of notices, consumer disclosures, documents and information related to your application for insurance with the applicable insurance carrier. Before using this Site, MTS is providing this Notice of Electronic Delivery of Consumer Disclosures (“the Notice”).
If you decide to complete an electronic application for insurance, at the end of the process you will be asked to provide an electronic signature which will be applied to your application and to other state specific forms electronically. Your electronic signature will be as legally binding and enforceable as if you had signed on paper with a pen.
If you decline the electronic signature process, MTS cannot continue processing your application electronically. You can still apply with a paper application, but it could take longer to process your application.
If you want a paper copy of the Documents, but still want to procced with your application electronically, we will still need your consent to receive the Documents electronically. You will not be charged for paper copies of any of the Documents you request.
The hardware and software descriptions below that are what you will need to use this Site for enrollment to shop for health insurance, start the enrollment process and to receive consumer disclosures, written communications, plan documents, enrollment instructions and confirmations electronically (“Electronic Records”).
- Hardware/ Operating Systems: Any PC or MAC with standard Operating Systems
- Browsers: Please refer to the “Browser Requirements” link at the bottom of each web page where you log in to on this Site
- PDF Reader: Adobe Reader version 8 or higher
- Internet Bandwidth: High-speed internet connection recommended
- The computer hardware and software used to access this Website on the Internet is all you will need to access the Electronic Records and other documents provided to you in electronic form. To retain copies of these documents, you may 1) print them from this Website, or 2) save an electronic copy onto a computer.
By accessing this Site, you agree to conduct business using the MTS platform that it is licensed to use for purposes of enrolling in a health insurance plan offered on this Site. This means that you agree to submit enrollment information to MTS and the selected insurance carrier through this Site and agree to accept delivery by electronic means the Electronic Records. This means you are agreeing that MTS and the applicable insurance company may deliver Electronic Records or information about your health care coverage to you at your email address. You also agree that the Electronic Records or information about your health care coverage that we deliver to you electronically will satisfy any legal communication requirements, including that those communications be in writing. If you wish to revoke this consent, you may do so by removing your email address on the Site or by calling the toll free number that appears on the Site, but such revocation will not affect any actions that an insurance company or MTS may have already taken in reliance on your initial consent.
You are responsible for reviewing for inaccuracies in all the information transmitted to you. If there are inaccuracies, you are responsible for correcting them using the tools available to you on the Site or by calling the toll-free number that appears on the Site. You are also responsible for keeping your contact information up to date to ensure timely receipt of instructions and confirmations. You can update your contact information on your profile page at any time or by calling the toll-free number that appears on the Site.
If you do not wish to use this Site for enrollment, contact the toll-free number that appears on the Site for instructions on how to enroll via a paper form.
Site Materials Are Not Plan Documents
The materials on this Site are not, nor or they intended to be, the legal plan documents or contract between MTS or any insurance company. Every effort has been made to ensure the accuracy of these materials. In the unlikely event that there is a discrepancy between the Site and the official plan documents, the official plan documents will control. If you believe the benefits do not describe those available to you, contact us by calling the toll-free number that appears on the website.
You agree that MTS is not acting as your agent or fiduciary in connection with your use of the Site and the Services.
Disclaimers – Decision Support
All rate calculations made for any benefit plan type appearing on the Site are estimates only, and actual costs incurred by you may be higher or lower.
You are not required to enroll in the plan type that the Site marks as recommended, and some errors may exist in the comparisons or recommendations produced by the Site. You are ultimately responsible for enrolling in the plan that you deem best for you.
MTS and SunFire do not guarantee the accuracy of any comparisons or recommendations made by the Site, including comparisons or recommendations.
MTS is not responsible for the information and content provided by third party insurance carriers.
MTS does not give professional advice. MTS is not in the business of providing legal, financial, accounting, retirement, or other professional services or advice. Consult the services of a competent professional when you need this type of assistance.
Limitation of Liability
Subject to applicable law, MTS will be liable for any indirect, special, incidental, punitive or consequential damages, or damages relating to failures of telecommunications, the internet, electronic communications, corruption, security, loss or theft of data, viruses, spyware, loss of business, revenue, profits or investment, or use of software or hardware that does not meet MTS or SunFire systems requirements. The above limitations apply even if MTS, SunFire, and their suppliers have been advised of the possibility of such damages.
Version date: October 9, 2020